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No slack : the financial lives of low-income Americans /

The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful finan...

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Основен автор: Barr, Michael S.
Формат: Електронна книга
Език: English
Публикувано: Washington, D.C. : Brookings Institution Press, ℗♭2012.
Предмети:
Financial services industry > United States.
Banks and banking > Social aspects > United States.
Poor > United States > Finance, Personal.
Low-income consumers > United States > Finance, Personal.
BUSINESS & ECONOMICS > Economic Conditions.
BUSINESS & ECONOMICS > Economic History.
BUSINESS & ECONOMICS > Economics > Comparative.
POLITICAL SCIENCE > Economic Conditions.
BUSINESS & ECONOMICS > Personal Finance > General.
Electronic books.
Онлайн достъп: http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=445835
Подобни документи: Print version:: No slack.
Резюме: The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack: they did not have adequate breathing room for making the financial adjustments that would permit them.
Физически характеристики: 1 online resource
Библиография: Includes bibliographical references and index.
ISBN: 9780815722342
0815722346

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